Life Integrations Business Lending

Financing Services

Hard Money Real Estate Fix and Flip

Our Goal

We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals.

Loans from $50k to $2.5M+ can be used for:

  • Straight Acquisition
  • Acquisition and Rehab
  • Refinance
  • Cash-Out
Hard Money Real Estate Fix and Flip

Loan Programs

Lending Criteria Residential Fix and Flip (Rehab Cash Now) Residential Fix and Flip (ARV) Residential Buy and Hold
Term 12 Months 12 Months 18 Months
Loan Amt. $50k to $2.5M+ $75k to $2.5M+ $50k to $2.5M+
LTV Up to 85% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out Up to 85% of the purchase price + up to 100% of renovation costs; Not to exceed 75% of the ARV Up to 85% of the Purchase Price; Up to 65% Refinance; Up to 50% Cash-Out
Property Types Non-owner occupied 1-4 family residential Non-owner occupied 1-4 family residential Non-owner occupied 1-4 family residential
FICO No set minimum 600 minimum No set minimum

Contact us today if you have a loan transaction to discuss or submit